What We Do…

September 2, 2011

Kidz 4 Money teaches Financial Education with its focus on wealth building for youth ages 8 to 20.  We accomplish this with 4 areas of concentration: Critical Wealth Thinking, Financial Literacy, Credit, and A MindSet of Wealth®.

Critical Wealth Thinking jumpstarts the financial IQ of a teen with the financial intellugence of middle aged adults.  Imagine the financial experiences of middle aged adults rolled into a lesson for teens and tweens.  Critical wealth thinking prepares the youth to ask challenging questions concerning their financial decisions and direction.  It involves making financial decisions based on facts and truths, while limiting emotions and opinions, all for the purpose of building wealth. It is a willingness to look beyond what seems apparent or popular and to sometime challenge the standards of financial thinking. Our youth learn to critically dissect: advertisements, contractual agreements, peer pressures, financial falsehoods & myths, traditions and immediate gratification.

  • Techniques to understand complicated financial matters
  • Discerning good financial decisions from popular patterns
  • Planning with sound wealth building practices
  • Understanding financial falsehoods and traps
  • Discovering thinking patterns for a personal path to wealth

Our Financial Literacy includes banking procedures, money management practices, loan processes, general financial policies and investing. Importantly, we teach financial literacy from the perspectives of the financial institutions and the perspective of consumers. Financial literacy is a necessary tool in any responsible financial venture. Proudly Kidz 4 Money promotes financial success over financial survival for our youth.

  • Understanding practices, procedures, and protocols of the financial world
  • Managing money and budgeting to build wealth
  • Discovering investment and saving practices
  • Successful spending habits
  • Exploring income paths

Credit is the ever-changing landscape of our financial world. Kidz 4 Money presents the truths about the credit world, referring to credit as a ‘Double Edge Sword’ capable of cutting for both good and bad. We teach our youth that even though commonly viewed as a benefit, credit is actually a sacrifice. Credit is a skilled tool in building wealth and before entering into debt one needs a thorough understanding of credit. Kidz 4 Money wants our youth to be credit wise and debt free.

  • Practices of good credit vs. bad credit 
  • An understanding of credit myths and credit transactions
  • Examine compound interest, pros and cons
  • Explore the credit card structure
  • Credit history in America

A MindSet of Wealth ® is the foundation of Kidz 4 Money’s Financial Education, intertwined in all of our lessons, it empowers our youth with new confidence. MindSet of Wealth® teaches our youth how to exercise their unique energies to move towards a wealth-building venture, building wealth is a personal endeavor from within and depends on the individuality of the individual. Here we prove to our youth that regardless of where they start, wealth is only a simple matter of choice, their choice. Simply, we teach our youth to focus on wealth in all their financial endeavors.

  • Understanding the power of one’s unique energies
  • Developing a natural discipline
  • Embracing one’s Uniqueness and one’s differences to build wealth
  • Successful partnership and business relationships
  • Decision making for any success, wealth and fulfillment

Why do we focus on wealth? When examining thousands of applicants across the nation, via the auto finance and home mortgage industries, a common thread is that most people want financial well-being. Well, wealth is financial well-being, not necessarily a Warren Buffet or Bill Gates wealth, but the simple security of knowing your family will financially sustain, your dreams are accessible, and that your tomorrows are prosperous. When researching America’s self-made wealth it was discovered that there are several common traits, all of which are not outside the arms reach of every human being.

 Unlike standard teaching practices, where a student is fed a select formula of lessons to develop character; Kidz 4 Money begins within the student, his or her strengths, passions, and individuality to unfold their unique character. We call our concept the 3 Xs, Experience, Exercise and Experiment for fun lessons that challenge their expectations. Many of our services begin for ages 8 and all carry through age 20. Contact us for further details.